We’ll find you the mortgage advice you need to make your dreams a reality.
Quite simply, a good mortgage broker can make the difference between buying the home of your dreams, or losing out. At the very least, independent mortgage advice gives you access to many more deals than you’ll find on the high street or price comparison sites.
Taking mortgage advice reduces the risk of your application being rejected, and increases your chances of securing the best possible rate and mortgage terms. This can save you thousands over the course of your loan, while providing long-term peace of mind. For first-time buyers especially, mortgage advice is the route to confidence.
How can a mortgage broker help me?
We’ve helped more than 10 million people to find unbiased advice. A mortgage broker can help you in more ways than you might think:
First-time buyers
Buying your first home is incredibly daunting. A mortgage broker won’t just find you the best deal from the whole market, but will ensure your application is as watertight as possible. They’ll also answer any questions about the process that you may have.
Remortgaging
A mortgage needs regular maintenance if you want it to stay affordable, and this means remortgaging every few years. This can bring new opportunities but also pitfalls, both of which a mortgage broker can guide you through.
Buying your next home
Stepping up the housing ladder can be very different from your first purchase, because this time you may have equity on your side. A mortgage broker will help you work out the maximum you can afford now.
Mortgaging if you’re self-employed
Securing a mortgage may be more of a challenge if you’re self-employed, e.g. freelance or running your own business. A good mortgage broker will help you meet the tougher application requirements and find a favourable lender.
Buying to let
Buying to let has become more challenging in recent years, but with the right mortgage advice you can still build an affordable business model and make it work for you.
Equity release
A mortgage broker can also help you access extra income in retirement, by unlocking some of the value of your home. This process carries risks too, which your adviser will explain to you so that you can make an informed decision.