A mortgage lender is a financial institution that offers people mortgages to help them buy homes. There are over 100 mortgage lenders in the UK alone.
Many mortgage lenders are banks, such as Nationwide, Halifax, Natwest and HSBC. Others are building societies, such as Loughborough Building Society and Bath Building Society. There are also lots of mortgage lenders who specialise in niche areas such as lending to students or lending to the self-employed.
Each mortgage lender has its own criteria for deciding whether or not to approve someone for a mortgage and what deals to offer them.
To find the right mortgage lender for you, we’d always recommend working with an independent mortgage broker. They’ll know what different lenders are looking for and will be able to search the market for the best deals for you.