It’s a legal requirement for driving, so not optional, and there’s 3 main types of insurance:
Fully comprehensive – Insures yourself from injuries, your car and other drivers and their cars. Recommended for most drivers.
Third-party, fire and theft – This doesn’t insure yourself or your car, just other drivers and their cars (third parties), but also covers fire damage and if your car gets stolen.
Third-party – This is insuring just other drivers and their cars. You are not covered at all, even for fire damage or theft. This is the minimum legal requirement for driving.
Get quotes for all three types when searching for car insurance – you may be surprised which type is actually cheaper for you!
Protection for a home that you own. It covers you from structural damage, fires and floods and often for burglary and damage to the contents inside your home from accidents. It’s not a legal requirement, but almost all mortgage lenders require you to take out insurance on the home so they are protected too.
If you are renting, you don’t need this. Your landlord will have insurance for the building itself. However you will need contents insurance if you want to protect your belongings.
Here's how to find the best deal on home insurance.
Protection for you and your family on your holidays abroad. It’s not just if you fall ill, or have an accident, but also if you lose your possessions, your flights are cancelled and if your accommodation has fallen through.
It’s hard to think about, but life insurance is protection for your loved ones after you pass away. It’s often used to help pay off the mortgage on your home and provide some financial support to your partner and children.
Vet bills are surprisingly expensive, and often not thought about when buying pets, but once they become part of the family you can look out for them too and cover any illnesses and injuries so they can be well looked after.
Whatever you think of you can probably insure! From watches and jewellery, to protection from hacking attempts, it’s all out there.
If you’re buying a house with a mortgage, you’ll need to get buildings insurance. But at what point do you need it? And when should you start looking?
Life insurance protects your loved ones financially in case you die. But what happens if it runs out and you’re (luckily!) still alive? Find out here.
There’s no limit to how many life insurance policies you can have, but it’s not always a good idea to get more than one. Here’s the full lowdown.
Life insurance is about protecting your loved ones financially in case you pass away. Learn all about it in our dedicated life insurance guide.
What is contents insurance? What does it cover? And how much is it? You can learn all there is to know about contents insurance in our ultimate guide.
What is pet insurance? What does it cover? And what type should you get? We’ll answer all your questions about pet insurance here.
If you rent, you’ll still need home insurance. Contents insurance is a type that will protect all your most precious belongings from damage.
Rent a home? Find out what insurance you need to protect your belongings and how to get the best deal.
What is home insurance? How much does it cost? And is it worth it? Learn all there is to know about protecting your home with home insurance here.
New to car insurance and wondering what excess actually means? Here's everything you need to know about car insurance excess.
If you ever find yourself needing to make a claim on your car insurance, here’s what you need to know and what to do.
Here's what you need to and how to make a claim on your contents insurance if you ever need to. It's simple and easy to do.
Time to become a real adult? We've got you. Here's how to find the best deal and everything to need to know about student contents insurance.