Undernourished bank balance? Just follow these easy pointers and watch as the pounds pile on – giving you a monthly figure to be proud of.
Budgeting your money may sound drier than a dust ball, but a budget is the best way to pinpoint those unnecessary splurges that eat into your overdraft every month.
The instructions are simple:
Do you really use that gym membership? Is Netflix worth it? Skipping a mid-morning latte could save you a whopping £630 a year! Switch utility providers and bag savings of up to £300.
Coveting the lifestyle of your minted mates is fine (so long as they’re paying, eh?). Simply go out less often – your wallet and your liver will love you for it.
Put money aside, little and often, for Christmas and birthdays – at least that way, they won’t catch you out.
Prioritise high-interest debts first and pay them off completely before moving on to the next one. Transfer balances onto an interest-free card.
Fish out online deals for contact lenses or supermarkets. And become financially fit, ditch the Uber and walk more.
These simple budgeting tips will make your money go further – without you having to give up on the good stuff.
Rubbish at saving? These easy tips will flip your saving goal from daydream to reality.