Christopher Dowling

Editor-in-Chief

Christopher Dowling combines a communications degree with over 10 years experience in the financial services industry in London – with focus on educating people on a wide range of money topics in an easy to understand way. He writes about savings, investing, pensions, mortgages, insurance, banking, loans, business finance and other money topics.

‍Education: Communications degree (BA, Hons), Surrey Institute of Art & Design, University College

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Articles

Mortgages

Buying your partner out of a joint mortgage

Buy-to-let mortgages

Can I change my interest-only mortgage to repayment?

Can I extend my mortgage term?

Can I rent out my house on a normal mortgage?

Can you get a mortgage with a part time job?

Can you get a mortgage without life insurance in the UK?

Can you remortgage to pay off debts?

Can you submit a single mortgage application when married in the UK?

Changing jobs after mortgage approval

Cheap mortgages

Converting a residential mortgage to buy-to-let

Cryptocurrencies and mortgages: can I get a mortgage?

Debt consolidation mortgages & remortgages

Getting a mortgage with a new job

Gifted deposits for mortgages

Guide to remortgaging

How does additional borrowing on your mortgage to clear debt work?

How does a mortgage work?

How long does a mortgage application take?

How long does a mortgage offer last?

How long does a remortgage take?

How long does conveyancing take?

How much deposit do you need for a mortgage?

How much does it cost to remortgage?

How much do mortgage advisors charge?

How to add someone to your mortgage

How to get a mortgage

How to get a mortgage as a foreigner in the UK

How to get a mortgage with bad credit

How to get a mortgage with no early repayment charge (ERC)

How to remortgage for an extension

How to remortgage quickly

I own my house outright can I remortgage?

Joint mortgages

My partner is a first-time buyer but I’m not

Questions to ask a mortgage advisor

Remortgage to buy another property

Remortgaging a buy-to-let property

Remortgaging at the end of your fixed rate mortgage

Remortgaging to release equity (cash)

Should I fix my mortgage?

Should I remortgage with the same lender?

Types of mortgages

What credit score do you need for a mortgage?

What happens after a mortgage offer is issued?

What happens when my fixed rate mortgage ends?

What is a mortgage-in-principle?

When can you remortgage?

Investing

Bank of England base rate: complete guide

Best budgeting apps

Best managed Stocks & Shares ISA

Best Stocks and Shares Junior ISA

Best stock trading apps

Best stock trading apps for beginners

Can you have a joint ISA?

Can you have more than one Stocks & Shares ISA?

Can you transfer a Cash LISA to a Stocks and Shares LISA?

Cash ISA vs Stocks and Shares ISA

Do you pay inheritance tax on an ISA?

General Investment Account vs ISA

How many ISAs can I have?

How to buy shares

How to invest in index funds

How to invest in the FTSE 100

How to invest in the S&P 500

How to transfer a Cash ISA to a Stocks and Shares ISA

How to transfer a Stocks and Shares ISA

Investing for beginners

ISA allowance for 2026/27

ISA vs savings account

Lifetime ISA vs pension

Make the most of your ISA

Share dealing accounts for limited companies

The best ETF platforms

The best investment apps

The best online stock brokers

The best robo-advisors

The best share dealing accounts

The best trading platforms

The best trading platforms for beginners

What are the ISA transfer rules?

What happens to my ISA when I die?

What is a financial advisor?

What is a General Investment Account?

What is a Junior ISA?

What is an ISA?

What is a Stocks & Shares ISA?

What is Capital Gains Tax?

What is pound cost averaging?

Saving

Cash ISAs: your complete guide

What is a Lifetime ISA?

Crypto

Crypto.com Level Up program

The history of Crypto.com

What is cryptocurrency?

Banking

Best business accounts for startups

Best online business bank account

Best small business bank accounts

Best travel credit cards to use abroad

Currensea vs Revolut

Do I need a business account as a sole trader?

Do I need a business bank account?

Help with your Self Assessment tax return

Is it better to have a loan, overdraft or credit card?

Where and how to get free financial advice

Wise vs Revolut

Utilities

Best student broadband deals

How long does it take to switch energy suppliers?

How to switch broadband provider

How to switch energy providers

When can I switch energy supplier without penalty?

News

IG launches crypto trading

Bank of England cuts rate to 3.75%

FSCS protection limit increased to £120k

Tembo launches new HomeSaver account

Inflation increases to 3.6%

Revolut launches Stocks and Shares ISA

Energy price cap falls meaning lower energy prices

Inflation increases to 3.5% in April

The State Pension increases - April 2025

Government launches online tool to claim pension tax relief

Bank of England cuts rate to 4.50%

Freetrade agrees to be acquired for £160 million

InvestEngine relaunches their pension with zero fees

Lightyear becomes directly authorised by the FCA, and plans ISA launch in the UK

State Pension set to rise by £460 in 2025

Inflation rises again

Bank of England cuts rate to 5%

Inflation falls to 2% for May (the Bank of England target)

The UK exits recession

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